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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following parties can file a claim under the provisions of a title policy?

A) The insured named under the policy.
B) The holder of a judgment against the insured.
C) The taxing authority with jurisdiction over the insured property.
D) The holder of an undisclosed interest in the insured property.

2. Which section of a title insurance policy lists the rights of the insurer?

A) exclusions from coverage
B) insuring agreement
C) declarations
D) conditions

3. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) litigation.
B) indemnification.
C) subrogation.
D) arbitration.

4. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

A) unfair discrimination.
B) illegal inducement.
C) unfair coercion.
D) rebating.

5. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) bundled services.
B) tied benefits.
C) required use.
D) anti-kickback.

Solutions: