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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. A group health insurance Certificate of Coverage is

A) issued in lieu of a policy.
B) issued to the policyowner as proof of coverage.
C) only provided to an employer
D) given to the employee as proof of coverage.

2. What does the annuity certain payment option guarantee?

A) Payments will continue until all of the funds are exhausted
B) A higher rate of return
C) Benefits will be paid to the beneficiary for the remainder of their life
D) The highest monthly income

3. Which of the following is a contract that is usually sold by a terminally ill person to an entity that receives death benefits from the policy at the insured's death?

A) immediate annuity
B) variable contract
C) vertical settlement
D) settlement option

4. Medicare Part B insurance is partially funded by

A) employer contributions.
B) user premiums.
C) Social Security taxes.
D) employment taxes.

5. Returning part of the commission or giving anything of value to the insured for purchasing a policy is

A) refunding.
B) twisting.
C) coercion.
D) rebating.

Solutions: